I used to be proud of the way I managed money. I kept a budget book and knew where my money was going. That is when I had family and had to make sure everyone was taken care of. Now, it is just me and I have grown careless. If I have it, I spend it. And have nothing to show for it. In my defense, I have been putting money in savings and haven't touched it. I have some big house repairs coming.
So, I have been reading all my helpful hint and money saving books. Getting motivated once again. Food: I have set an envelope aside with a certain amount of money in it. I will have to make it last for two weeks. What this means is, I will need to start using coupons and deals. Flipp app will tell me were the deals are. Coupon.com will let me make coupons. I will also go get the Sunday paper and clip coupons from it. I also have a bad habit of not eating all the leftovers or buying too much of something and not eating it all. The food waste needs to stop. This next week is clean out the freezer and pantry week and eat what I find. Credit Cards: I don't use them much. They are all pretty much maxed out due to the move from Virginia to Colorado. I pay a little extra every month but none seem to be going down. So I will follow my daughter's lead. Pay minimum on all the cards except for the highest interest card. I will pay the extra on it until it is paid off, then move on to the next one. I also have many small accounts growing online, and I will start working on building them up. I use SavingsStar, Checkout 51, and Snap. When I buy certain grocery items, I am able to get money back. On Fridays, SavingStar offers a free item. These are slow building accounts because many of the brands are expensive and I don't buy them. I also have my writing pages and photo pages. My paypal account is idle right now, but I am going to start selling on ebay again. I will work hard this month, and maybe I will get back into the habits I used to have. I will post my progress. :)
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Do you shop at Walmart? Who doesn't. If you are a Walmart shopper, use those receipts to make some of your money back. Log your receipt by adding the Saving Catcher app on your smart phone, or going to Walmart.com and inputting your receipt.
If there is a better deal in your local area, you will get back the the difference. This is so much easier than going through newspaper flyers yourself. You will be able to draw your savings out on an e-card, or on a Blue Bird card. If you have an iphone, here is an app to help you find shopping deals for moms and babies.http://bst.is/nNJYW8
http://bst.is/EwfQW8
FabFitFun is a seasonal subscription box that is filled with specially chosen items to add fitness, beauty, and fun to your life. The boxes include items to enhance beauty such as mascara and lipstick, and the tools to apply them. Also included may be fashion accessories such as scarves, and for fitness, there may be a dvd on zumba or pilates. Their website is full of tips for beauty and health, and you can purchase an infuser water bottle to add fruit to your water for a fabulous, healthy flavor.
#fabfitfunBl fabfitfun.com I found a new write -for- pay site. Not sure if it is any better than bubblews but I might try it and see what happens. It gives you a chance to reach higher levels with higher payouts. www.idcircle.com/join.php?ref=721. I am having trouble loading photos, so looking for any advise on this if anyone uses it.
I work at Home Depot. This is a money saving tip one of my customers gave me. He spends a lot of money at Home Depot so he buys gift cards at City Market. For putting a couple hundred dollars on a gift card, he gets points to put towards his gas purchase. It is a win win for him.
Click https://www.fiverr.com/?referral_campaign=RPCampaign1&referral_invitee=social&referral_inviter=4012527&referral_key=d7f5754c29532a0de3462bbade06b12c95dcd72a&utm_campaign=referral_program_show&utm_content&utm_medium=shared&utm_source=facebook&utm_term&fb_action_ids=10206438355817026&fb_action_types=og.sharesto set custom HTML
they might be worth something to collectors. Read this article to learn more.http://nativewarriors.net/check-your-wallet-your-1-bills-might-be-worth-hundreds-or-thousands-of-dollars.html
I have my heart set on going to Hawaii next year for a reunion with friends. Looking at my budgeting and my savings account, I have to come up with creative ways to get that plane ticket. For one, any change I get my hands on goes into my "piggy bank" and later into my savings account. On the rare occasion that I buy and win on a scratch off ticket, that money goes into my travel fund. My next saving project is using coupons and putting my savings into my bank. I will do this also with what I save on my frequent buyers cards. I hope to see my savings grow bigger and quicker.
I am open to any other creative saving ideas. Please comment and share. I apologize for being slow to announce the drawing winner. Thank you Anne for your winning comment. Drawings are done by a third party randomizer and your name was chosen. I will contact you and you can tell me which gift card you want.
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AuthorI am a writer, a collector of helpful hints, and a tightwad. I am always looking for ways to make or save money. Archives
December 2015
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